Vehicle Protection Plans
Powertrain Coverage
Essential protection for the major components that keep your vehicle moving.
What This Level Focuses On
- Engine - major internal lubricated components and listed related parts
- Automatic or manual transmission - listed internal and related components
- Transfer case on eligible 4x4 vehicles
- Front-wheel-drive / rear-wheel-drive components as listed in the contract
- Selected hybrid vehicle drive components
- Seals, gaskets and fasteners associated with covered assemblies
Added Benefits
- 24/7 emergency roadside assistance
- Flat tire, lockout, fuel delivery and towing assistance
- Substitute transportation reimbursement during covered repairs
- Emergency travel expense reimbursement when eligible
- Coverage available throughout the U.S. and Canada
- Online/app access to contract details and claim tools
Powertrain is the most focused mechanical coverage level. Exact component lists vary by contract and vehicle.
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Standard Coverage
Broader mechanical protection that includes Powertrain coverage plus many supporting vehicle systems.
What This Level Focuses On
- All Powertrain coverage components
- Steering system
- Front and rear suspension
- Brakes - selected mechanical and ABS components
- Fuel injection and fuel delivery
- Electrical components
- Air conditioning
- Cooling system
- Selected hybrid / electric vehicle components
- Safety items such as airbag system and seatbelts
Added Benefits
- 24/7 emergency roadside assistance
- Flat tire, lockout, fuel delivery and towing assistance
- Substitute transportation reimbursement during covered repairs
- Emergency travel expense reimbursement when eligible
- Coverage available throughout the U.S. and Canada
- Online/app access to contract details and claim tools
Standard adds multiple supporting systems beyond the core Powertrain assemblies.
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Premium Coverage
High-level exclusionary-style protection: covered breakdowns except items specifically excluded by the contract.
What This Level Focuses On
- Engine, transmission, drivetrain and Standard-level systems
- High-tech features such as electronic stability / traction systems and selected sensors
- GPS / navigation and selected infotainment components
- Safety and security systems
- Remote keyless entry and selected convenience features
- Power seat, mirror, window and sunroof components where listed
- Additional miscellaneous mechanical and electrical components
Added Benefits
- 24/7 emergency roadside assistance
- Flat tire, lockout, fuel delivery and towing assistance
- Substitute transportation reimbursement during covered repairs
- Emergency travel expense reimbursement when eligible
- Coverage available throughout the U.S. and Canada
- Online/app access to contract details and claim tools
Assurant describes Premium as covering vehicle breakdowns except items specifically excluded. Review the contract for the exclusions list.
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Premium Plus Coverage
Premium protection plus selected wear-and-tear maintenance items for added everyday value.
What This Level Focuses On
- Engine, transmission, drivetrain and Standard-level systems
- High-tech features such as electronic stability / traction systems and selected sensors
- GPS / navigation and selected infotainment components
- Safety and security systems
- Remote keyless entry and selected convenience features
- Power seat, mirror, window and sunroof components where listed
- Additional miscellaneous mechanical and electrical components
Added Benefits
- 24/7 emergency roadside assistance
- Flat tire, lockout, fuel delivery and towing assistance
- Substitute transportation reimbursement during covered repairs
- Emergency travel expense reimbursement when eligible
- Coverage available throughout the U.S. and Canada
- Online/app access to contract details and claim tools
Premium Plus is the only traditional tier shown with specific wear-and-tear maintenance benefits in Assurant’s consumer brochure.
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Technology Coverage
Focused protection for advanced electronics, infotainment, driver-assistance and safety technology.
What This Level Focuses On
- Adaptive cruise control
- Bluetooth and smartphone interface components
- Navigation / GPS and touchscreens
- Radio, amplifiers, speakers and selected entertainment systems
- Heads-up display and HomeLink / garage door opener systems
- USB ports, power points, Wi-Fi data connections and steering-wheel controls
- Autonomous braking and blind-spot detection
- Lane-departure warning, parking assistance / sensors
- Rear, forward and side cameras; selected night-vision systems
Added Benefits
- 24/7 emergency roadside assistance
- Flat tire, lockout, fuel delivery and towing assistance
- Substitute transportation reimbursement during covered repairs
- Emergency travel expense reimbursement when eligible
- Coverage available throughout the U.S. and Canada
- Online/app access to contract details and claim tools
Technology is a focused coverage option and is not a substitute for full mechanical coverage. Assurant also offers a newer Technology Plus product with added wear items and smartphone repair benefits; availability may vary.
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Coverage at a Glance
Five Assurant Vehicle Care coverage options - from essential powertrain protection to technology-focused coverage.
| SYSTEM / AREA | Powertrain | Standard | Premium | Premium Plus | Technology |
|---|---|---|---|---|---|
| Engine / Transmission |  | | | | |
| FWD / RWD | | | | | |
| Hybrid / EV |  | | | | |
| Fuel / Steering / Suspension | | | | ||
| Brakes / Electrical / A/C | | | |  |
|
| Cooling / Fuel Delivery | | | | ||
| Safety | | | | |
|
| Entertainment / Convenience | | | |||
| Wear & Tear Maintenance | |
Available Term Choices
12 • 24 • 36 • 48 • 60 • 72 • 84 months
Exact term and mileage availability depends on vehicle eligibility, dealer program and state.
Coverage descriptions are summaries only. Exclusions, limitations, deductibles and availability apply. The actual Vehicle Service Contract controls.
Assurant and Assurant Vehicle Care are trademarks of Assurant, Inc. This independent sales aid is not an Assurant-issued contract.